As the leading mobile home insurer in the U.S., Foremost has specialized in mobile home insurance since 1952. A Foremost policy provides extensive, superior coverage for your home, personal belongings, other structures and personal liability.

Mobile Home Coverages

Foremost was the first specialty insurance company to insure mobile homes so you can count on our knowledge and experience. We know the coverages that are important to you as a mobile home owner so you get the protection you want for your home.

Coverage designed with you in mind:

Comprehensive Coverage.

A Foremost policy covers most direct, sudden and accidental physical losses like fire, lightning, explosion, vandalism, landslide, falling objects, explosion, attempted or actual burglary or robbery, water damage from bursting pipes, damage by wild or stray animals, collapse from the weight of ice and snow and wind or hail damage.

Optional Replacement Cost Coverage.

Purchase optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation. In most states, you can receive up to an additional 20% of the amount of insurance for your home if needed to replace your home.

Liability Coverage.

This provides coverage if you're found legally responsible for an accident that causes injury or property damage to someone who doesn't live in your home. It covers costs like their medical bills, lost wages, pain and suffering and property damage.

We Include All the "EXTRAS!"

Popular Coverage Options to Choose From:

If your mobile home is located in Texas, please contact Foremost to find out about mobile home coverage options in your state.

Eligible Homes

At Foremost, we insure mobile homes of nearly every type!

Highlights

Agreed Loss Settlement

If your home is destroyed by an insured loss, you receive the full amount of insurance for your home, minus any applicable deductible.

Discounts

Foremost offers a variety of discounts, such as a discount for having a central security alarm in your home. Discounts vary by state so be sure to ask our agent which ones apply to your location.

Claim Service

Foremost claims adjusters are located across the country and they're known for providing fast, fair claim service. They know the ins and outs of mobile home construction so they can handle your claim quickly and accurately. Plus, you can report a claim by phone or online 24 hours a day, seven days a week, including holidays.

Flexible Payment Options!

If you'd like to budget your payments, you can choose from one, two, four, 10 or 12-payment plans. Ask our agent to explain how the plans work. You can also make payments online, view your bills online or sign up for electronic funds transfer. We want to make it easy for you to do business with us.

Coverage Comparisons

Foremost® began offering the AARP® Mobile Home Insurance Program in 1989. Foremost designed this program with AARP members in mind. One reason Foremost is the leading insurer of mobile homes in the country is the outstanding coverage we offer. See how it compares with other policies if you were to have a claim.