Play it safe at your Fourth of July picnic

Red, White and Blue Popsicles on a plate with fruit in the background

So you've got your Independence Day fare all planned out and you're ready to celebrate? Before you break out the grills and coolers, follow these quick tips for a safe, fun-filled day.


  • Place your cooler in the shade and keep cold food at 40 degrees or less.
  • Keep hot food at 140 degrees or more and store in an insulated container until ready to eat.
  • Pack beverages in a separate cooler from food since it's opened more frequently.
  • Cover food at all times to ward off the insects.
  • Eat cold and hot food within two hours once it's placed out for serving. Make that one hour if the temperature is 90 degrees or above. Discard food that's left out longer.
  • Remember the moist hand wipes to keep germs away.


  • Always grill outdoors and never in a camper, tent or other enclosed area.
  • Keep people and pets away from the grill.
  • Use long-handled utensils made for grill cooking.
  • Watch over the grill at all times once it's lit.
  • Never add starter fluid once the coals are already ignited.

Skin protection:

  • Wear a broad spectrum sunscreen with an SPF of at least 30. Apply 15 minutes before going outside.
  • Reapply sunscreen every 2 hours or more often if swimming.
  • Choose sunglasses with UV protection.
  • Stay in the shade as much as possible.
  • Create your own shade with a wide brimmed hat.
  • Apply insect repellent if mosquitos are in the area.

And above all, relax and enjoy the great outdoors as you commemorate our nation's birthday.

Click here for more great articles from our Learning Center

The information contained in this page is provided for general informational purposes only. The information is provided by Foremost® and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the articles or the information, products, services or related graphics, if any, contained in the articles for any purpose. The information is not meant as professional or expert advice, and any reliance you place on such information is therefore strictly at your own risk.

COVID-19 Updates

Foremost is actively monitoring COVID-19 and instituting practices to ensure the health and safety of our employees and customers. We have business continuity plans in place and are maintaining full operational capacity with no interruption in business services at this time. Foremost will continue to monitor the situation and provide updates as necessary.

As always, Foremost is dedicated to serving our customers. You can file a claim 24 hours a day, 7 days a week online or by calling 1-800-752-2461.

View the customer notice for the District of Columbia

Not all products, coverages and discounts are available in all areas.

Foremost Insurance Company Grand Rapids, Michigan pays royalty fees to AARP for the use of its intellectual  property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.

The AARP Mobile Home and Motorcycle Insurance Programs are unavailable in some areas of the country, Puerto Rico and the Virgin Islands. FX Insurance Agency, LLC is a licensed insurance agency appointed by, and affiliated with, Foremost Insurance Company  Grand Rapids, Michigan, Foremost Property and Casualty Insurance Company, and Foremost County Mutual Insurance Company. 5600 Beech Tree Lane, Caledonia, MI 49316.

© Copyright Foremost Insurance Company