AARP Foremost Insurance for Mobile Homes and Motorcycles

Call licensed agents at Foremost


Monday–Friday 8:30 a.m. to 10 p.m. ET
Saturday 9 a.m. to 5 p.m. ET
Claims/Bill Pay By phone 24/7

Online Payments

Pay your bill online.

Make A Payment

Call licensed agents at Foremost


Tips for seasoned motorcycle riders

A motorcycle rider driving in a light fog

As people get older, they need to recognize and accommodate any physical, age-related changes they undergo to ensure they are riding as safely and as comfortably as possible. Even the most experienced rider will need to adjust to these common types of changes. Check out these tips that will help you ride safely no matter what your age.

Know Your Reaction Time and Adjust Your Riding Accordingly

With age, reaction time increases. If you find yourself frequently "panic-braking" or performing sudden maneuvers to avoid an accident, make adjustments to minimize the need for this type of riding. Ways to accommodate an increased reaction time may include reducing speed, allowing more space between you and the vehicle in front of you and avoiding roads at the busiest times.

Avoid Left Turns at Busy Intersections

If you must make a left turn in a congested area, try to do so at an intersection with a green arrow signal.

Make Sure Your Riding Position is Comfortable

Installing handlebar risers or switching to an aftermarket seat could make a big difference. Even the slightest discomfort while you're riding could turn into major stiffness and pain the following day.

Plan Out Your Route and Travel Familiar Roads

By doing so, you can completely devote your attention to your surroundings. Check the forecast before you ride so you don't get caught in severe weather conditions.

Take Frequent Breaks

Riding a motorcycle is physically and mentally demanding and requires sharp senses. If you're on a longer ride, you'll find that making frequent stops for a stretch break can be revitalizing. If you're feeling fatigued, take some time to rest before hitting the road again. "Pushing on" when you're tired can be a dangerous mistake.

Avoid Riding at Night

With age, more light is needed to see clearly. If you have trouble seeing while riding at night, avoid the roads after dark and see an eye doctor.

Review Your List of Medications

Some medicines can affect your reaction time and impair your ability to ride a motorcycle. Check with your doctor to find out if any medications you are taking may have these effects.

Have Your Vision Checked Regularly

Poor vision can cause reduced clarity and poor depth perception. Don't put off a simple vision test when it could potentially save your life.

Take a Motorcycle Riding Course

Even the most experienced rider can benefit from taking a course from a training center recognized by the Motorcycle Safety Foundation.

Inspect Your Bike

Make sure your motorcycle is in proper working order. Check items such as tire pressure and wear, oil level and brake fluid levels. A well-maintained bike is less likely to be the cause of an accident.

Listen to the Advice and Observations of Others

Those who ride with you may be able to offer a unique perspective about your riding.

By following these tips, you can create a more safe and enjoyable riding experience for years to come.

The AARP Motorcycle Insurance Program from Foremost offers important coverages in our specialized policy. Foremost has been in the specialty insurance business for over 60 years and we understand that you want to protect your investment. Foremost has specially-trained claims representatives that handle only motorcycle and off-road vehicle claims — it's not just one of the things they do, it's all they do. We have the experience and expertise to handle claims quickly and fairly.

Click here for more great articles from our Learning Center

Foremost Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.

Availability: The AARP Mobile Home and Motorcycle Insurance Programs from Foremost are offered in most states but may not be available in your area at this time. Policies, coverages, coverage amounts and discounts may vary by state. All coverages may not be available in all areas.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this website. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases.

The AARP Motorcycle and Mobile Home Insurance Programs are unavailable in some areas of the country, certain Florida Atlantic and Guild Coast counties, Hawaii, Puerto Rico and the Virgin Islands. FX Insurance Agency, LLC. is a subsidiary of Farmers Group, Inc.

*Information from the Foremost Mobile Home Market Facts Survey (2018)

© Copyright Foremost Insurance Company