AARP Foremost Insurance for Mobile Homes and Motorcycles

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Mobile Home Safety Precautions

A welcome mat.

Mastering most safety precautions is pretty easy work. We've got some tools and reminders in this section to make it easier than ever.

Prepare a Personal Property Inventory

If your belongings are stolen or destroyed, your insurance company will ask you to provide a record of them. Without a list or record of them, important details are sure to escape you. Add the trauma and stress a major loss can cause, and inevitably, you'll forget something.

Use our Personal Property Inventory Form!

Save yourself time, money, and frustration by completing an inventory of your personal property. For your convenience, you can view and print this personal property inventory form and make a record of your belongings!

Prevention: An Important Step

Foremost has been in business since 1952 and during the years, we've seen the devastation fires can cause. During these many years, we've studied common causes of mobile home fires and compiled this information to educate people so they can prevent the devastation and tragedy of fire. Review our fire prevention tips to learn what we've discovered studying mobile home fires.

Develop Safe Storage Habits

If you're finishing up some pre-winter painting — repainting or touching up paint that's gotten marred over time, why not take time now to make sure that your storage habits are safe habits.

  • Keep flammable paints supplies glues varnishes and sprays away from all living areas.
  • Keep antidotes for cleaning products and other poisons posted where these items are stored.

Make Sure New Purchases are Added to Your Policy

If you've made a major purchase recently — like the new camera you took on your vacation, make sure that you add it to your insurance. Call your Foremost representative to find out what you need to do to make sure your new purchase is covered. This is also a good time to make sure all your insurance coverages are up-to-date and provide adequate coverage for the things you value. Why not take some time now to update your home files with a personal property inventory and get any appraisals you may need?

  • If you already have a personal property inventory, make sure recent purchases have been added.
  • Take pictures of each room to accompany your inventory.
  • Have valuable items like silver or jewelry appraised and store those records in a safe place.
  • Make sure you store a set of photographs and copies of your inventory appraisals outside your mobile home (like in a safe deposit box). You may want to leave a copy with a trusted friend or relative.
  • Keep valuable papers and records like stocks bonds, duplicate copies of your will, stamp and coin collections, and jewelry that you don't wear frequently in safe deposit box.

Click here for more great articles from our Learning Center

Foremost Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.

Availability: The AARP Mobile Home and Motorcycle Insurance Programs from Foremost are offered in most states but may not be available in your area at this time. Policies, coverages, coverage amounts and discounts may vary by state. All coverages may not be available in all areas.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this website. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases.

The AARP Motorcycle and Mobile Home Insurance Programs are unavailable in some areas of the country, certain Florida Atlantic and Guild Coast counties, Hawaii, Puerto Rico and the Virgin Islands. FX Insurance Agency, LLC. is a subsidiary of Farmers Group, Inc.

*Information from the Foremost Mobile Home Market Facts Survey (2018)

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