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Keep Water at Bay

An overflowing rain gutter

Water damage, whether caused by leaks or condensation, can do more than leave unsightly stains in your home. It can cause permanent structural damage and lead to many costly repairs. Here are some of the areas you should inspect regularly.


Check your roof for punctures, cracks or breaks. Clean any problem areas and apply a compatible patching compound or sealant. Repair loose, damaged or missing shingles, broken vent caps, raised nail heads and anything else that could pose a hazard. You should also examine rain gutters, downspouts and extensions for leaks or holes.

Outside walls

Examine your exterior siding to repair punctures and replace any missing or damaged fasteners or screws. Look under your home for sagging, tears or water spots which can indicate poor or damaged insulation that may cause water lines to freeze.

Doors and windows

Inspect exterior doors for wear and tear and cracking as well as the putty or caulking around metal windows. Clean and remove cracked or dried-out material and replace it with an upgraded sealant or caulk.

Inside your home

Look for discoloration on your floor which is usually a sign of a leak. Periodically check around the water heater, under sinks, behind clothes washers, and near your refrigerator. If you discover water damage, correct the problem immediately. If you can't fix the problem yourself, hire a qualified repair person.

Eliminate excess moisture

Keep inside air circulating with vents and fans to avoid condensation. Fix leaky faucets and dripping toilets, and invest in a good dehumidifier with humidity control. Use storm windows to help conserve energy and be sure the skirting around the base of your home is well ventilated and allows air to circulate freely.

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Foremost Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.

Availability: The AARP Mobile Home and Motorcycle Insurance Programs from Foremost are offered in most states but may not be available in your area at this time. Policies, coverages, coverage amounts and discounts may vary by state. All coverages may not be available in all areas.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this website. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases.

The AARP Motorcycle and Mobile Home Insurance Programs are unavailable in some areas of the country, certain Florida Atlantic and Guild Coast counties, Hawaii, Puerto Rico and the Virgin Islands. FX Insurance Agency, LLC. is a subsidiary of Farmers Group, Inc.

*Information from the Foremost Mobile Home Market Facts Survey (2018)

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