AARP Foremost Insurance for Mobile Homes and Motorcycles

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Keep coverage year round

A motorcyclist taking a spin during a cold wintery day

Even if you live in an area with snowy winters, it's important to keep year-round coverage on your motorcycle. Here's why:

There's no off-season for theft or vandalism.

The most likely time for your bike to get stolen or vandalized is when it isn't in use.

Natural disasters happen.

Even while your motorcycle is in storage, it's still vulnerable to damage from natural disasters or an unforeseen event. Many off-season claims are due to flooding, fire and storm damage.

You're still liable.

Even if no one is driving the bike, you're still responsible for accidents and injuries that occur near or on your motorcycle. Insurance can help keep you from having to pay expensive medical bills.

You can ride anytime.

There are usually several days during the off-season that are perfect for riding. If you have insurance, you can jump on your bike and take a spin.

It may save you money.

It can actually be cheaper in the long run to keep insurance year round. Features such as Diminishing Deductible and First Accident Waiver provide rewards for those with continuous claim-free coverage.

Off-season pricing.

Foremost takes into account that you may not drive your bike as much during the winter and adjusts your policy price to include the off-season.

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Foremost Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.

Availability: The AARP Mobile Home and Motorcycle Insurance Programs from Foremost are offered in most states but may not be available in your area at this time. Policies, coverages, coverage amounts and discounts may vary by state. All coverages may not be available in all areas.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this website. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases.

The AARP Motorcycle and Mobile Home Insurance Programs are unavailable in some areas of the country, certain Florida Atlantic and Guild Coast counties, Hawaii, Puerto Rico and the Virgin Islands. FX Insurance Agency, LLC. is a subsidiary of Farmers Group, Inc.

*Information from the Foremost Mobile Home Market Facts Survey (2018)

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