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Check for roof leaks before they sneak up on you

A mobile home owner checking roof and gutters

Damage from roof leaks is one of the most common mobile home repair concerns. An even bigger concern is whether the damage the leak causes is covered by insurance. Too often it isn't because the damage caused by a leak happens slowly, over time and insurance policies only cover damage that's direct, sudden and accidental.

Don't let this happen to you.

Whether you have a metal roof or one with shingles, now is a great time to check it over. Then, when winter does arrive you'll have the comfort of knowing your roof is in top condition!

By making a regular check of your roof in fall and again in spring, you'll be able to keep up with roof maintenance and help prevent water leak damage before it starts.

To check your roof follow these steps:

  • Clear your roof (metal or shingled) of any debris
  • Check the roof covering for damage
  • If you have a shingled roof check for cracked, curled or missing shingles
  • If you have a metal roof check both for roof damage and to see if the roof seams are tightly sealed
  • Check the seals around the roof vents and pipes
  • If any seams or seals need repair use a good quality silicone sealant before applying a roof coating

Fall is a perfect time for roof inspections as daily temperatures in most parts of the country are in a range where an application of roof coating, if needed, will adhere well.

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Foremost Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.

Availability: The AARP Mobile Home and Motorcycle Insurance Programs from Foremost are offered in most states but may not be available in your area at this time. Policies, coverages, coverage amounts and discounts may vary by state. All coverages may not be available in all areas.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this website. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases.

The AARP Motorcycle and Mobile Home Insurance Programs are unavailable in some areas of the country, certain Florida Atlantic and Guild Coast counties, Hawaii, Puerto Rico and the Virgin Islands. FX Insurance Agency, LLC. is a subsidiary of Farmers Group, Inc.

*Information from the Foremost Mobile Home Market Facts Survey (2018)

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