If you are located in Delaware, please read the following:

In connection with this application for insurance, the insurance company may review your credit report or obtain or use a credit based insurance score based on the information contained in that credit report. The insurance company may use a third party in connection with the development of your insurance score.

If we do use a credit based score, you will have the right on an annual basis to request that we obtain a current credit report for you and determine whether use of the new credit report would result in a decrease in your insurance premiums. If the new credit report that we receive would result in a decrease in your insurance premiums, we will make that reduction. If the new credit information would not reduce your insurance premiums, the credit report will not be used to impact your premiums in any way.